2014
Category Archives: DBS
Digital Banks
Digital banks are banking establishments without brick-and-mortar presence. Technically, this would be unimaginable say twenty years ago. How can we be able to make what we called as bank transactions without the need of a physical bank? Thanks to the … Continue reading
Posted in DBS, OCBC, UOB, YZ-E_commerce
Tagged brick-and-mortar banks, DBS, Digibanks, e-commerce, OCBC UOB, Virtual banks
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OCBC scrip dividend
Along with the other banks, OCBC has recently announced the FY 2018 results. The net profit improved 11% from S$4.05b to $4.49b. Apart from its subsidiary, Great Eastern’s disappointing results, I would say that OCBC did well for FY 2018. … Continue reading
Banks’ stock prices
In the last two months since the release of bank results for FY 2018, the general comments about OCBC is that its share price is lagging behind the other banks. That appears to be my observation as well, although it … Continue reading
All about brokerage charges
Let’s face it. Over the years, technology has taken toll on many middle functions. Stock broking is no exception. It is no longer the, once-upon-a-time lucrative high-profile business. Commission rates offered by brokerage houses are so competitive that there are … Continue reading
Ten years after the fall of Lehman Brother
Today marks the 10th anniversary when Lehman Brothers fell into bankruptcy on 15 September 2008. Despite the on-going tariff war between the US and China, there is a general sea of calmness in the major stock exchanges all over the … Continue reading
Posted in DBS, Z-FINANCIAL EDUCATION, Z-INVESTMENTS, Z-Personal Finance, Z-STOCK INDICES
Tagged DBS, Gentings, Lehman Brothers, stock index
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DBS – The pleasant surprise
Abstract – Two years ago, the sudden devaluation of the Chinese yuan RMB caused DBS share price to fall below its book value. Since then, DBS Holdings share price has been on the rise. In a similar fashion, the share … Continue reading
Walking away from a corporate bond deal
I came across an article on the newspaper yesterday morning that Ezion Holdings will be having a meeting with bondholders this coming Monday to present a debt restructuring plan. It reminded me that corporate and perpetual bonds were selling like … Continue reading
Posted in DBS, Swiber, Z-FINANCIAL EDUCATION, Z-INVESTMENTS, Z-Personal Finance
Tagged Ausgroup, corporate bonds, Nam Cheong
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Striking the football with two legs, not one
Several days ago, The Straits Times published an article entitled “Singapore stocks pay best dividends across Asia”. Indeed it is true. Even with the current market run-up, many blue chips companies have been paying a nominal dividend of about 3-4% … Continue reading
Posted in DBS, OCBC, Z-FINANCIAL EDUCATION, Z-INVESTMENTS, Z-Personal Finance
Tagged capital appreciation., dividend, dividend yield
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The local banks – DBS, OCBC and UOB
The local banks have just released their financial results for the financial year 2016. All the three banks suffered a decrease in profit for FY 2016 compare with FY 2015. OCBC seemed to have it worst, while UOB did comparatively … Continue reading
Posted in DBS, OCBC, UOB, Z-INVESTMENTS
Tagged asset quality., Banks, fee incomes, impairment, NIMs
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What can we expect from the American election?
Now that the American election is over, and Donald Trump has been announced to be the president-elect. The inauguration is scheduled to be on 20 January 2017. As a biggest economy in the world, we can expect big event changes … Continue reading